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Post Office RD Plan 2020 | Post Office Recurring Deposit | Post Office RD Interest rate 2020

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Topic covered in this video:

What is Post Office RD Plan 2020
How to open Post Office RD Account?
What is the Post office RD plan interest rate 2020?
Post office saving schemes 2020 in Hindi,
Post office RD calculator in Hindi.
How post office recurring deposit works?


A recurring deposit is a special kind of term deposit offered by banks which help people with regular incomes to deposit a fixed amount every month into their recurring deposit account and earn interest at the rate applicable to fixed deposits.


Which is better RD or FD?
The primary reason for the difference is that in FD you invest a lump sum amount and so the entire money earns interest for the specified period. But in a recurring deposit the first installment earns interest for 12 months period, the second for 11 months, third for 10 months and so on


Which bank is best for recurring deposit?
Here are some banks that offer the best interest rates for RD schemes:
Deutsche Bank gives 8.00% p.a. ...
For 1-year tenure, Lakshmi Vilas Bank offers the highest returns, at 7.75% p.a., followed by IndusInd Bank at 7.60%.


Is RD tax free?
Banks Deduct TDS on your Fixed Deposits but not on Recurring Deposits. “No TDS on RD is charged,” this does not mean, it is a tax free income. ... The interest income earned on your RD is not exempted from income tax. It is taxable.


Search for: Is RD tax free?
How is Rd calculated?
The formula to calculate the interest is given as under: where I is the interest, n is time in months and r is rate of interest per annum and P is the principal amount. The formula to calculate the maturity amount is as follows: Total sum deposited+Interest on it .


What is maturity amount in RD?
RD calculator calculates the maturity value of the deposited amount depending upon various factors. Deposit Amount – This is the minimum amount which you invest in your RD account every month. Minimum Deposit amount varies for every bank and can be as low as Rs. 10.



Calculator Link:-

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Thanks for watching."Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use."Mr Kashyap
Created By Dinesh kashyap

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